Sunday, 08 December, 2019

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Author: Tim Lucas


So you want to buy a fixer-upper Buying a home that needs some TLC can be a good choice. Imperfect homes come with less competition from other buyers, and you can build tens of thousands of dollars in additional equity in a short time by making relatively minor improvements. But there’s a reason not as many people want to buy Read more…


Editor’s note: HUD, the adminstrator of FHA, has reduced the maximum FHA cash-out refinance loan-to-value to 80%, down from 85%. This tok effect on September 1, 2019.  FHA cash out loans: tap into your home equity Today’s homeowner has an unparalleled amount of equity in their home. According to the Federal Reserve, homeowners are sitting on $15 trillion in equity, Read more…


October 2019 Fed Meeting lowers benchmark rate by 0.25% As expected, the Federal Reserve cut its federal funds rate by 0.25% during its October 2019 meeting. It’s the third cut in as many meetings. What does that mean for your mortgage rate if you are shopping to buy or refinance a home? If you have a mortgage already, or have Read more…